ZIP 16142 Property Distress & Foreclosure Data

Composite property distress in 16142 (Mercer County, Pennsylvania) lands at 18/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (67/100). The sharpest non-environmental signals are structural risk (40/100), construction/permit lag (18/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural risk reads 40/100 against active distress of 2/100.

The market reads expansion — home values rose 5.2% year on year, and 17% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,086 housing units across 16142. The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 8.8%. About 35% have a four-year degree. On demographic stress specifically, 16142 scores 27/100. Households earn a median $78,750 — near the roughly $78,000 national figure. About 5,433 people live here, median age 37. Roughly 9.5% live below the poverty line. A median home runs $226,300 here, or 2.7 times local income. Rent burden reaches 42% of tenant households.

Overall 16142 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.