ZIP 16142 Foreclosure, Tax-Lien & Distress Report

In Mercer County, Pennsylvania, ZIP 16142 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (67/100). Property-level stress concentrates in construction/permit lag (59/100), structural risk (50/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural exposure scores 50 and live distress 2 on the 0–100 scale.

The peak-phase market in 16142 posted values that rose 3.7% over the year, and 17% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,086 housing units across 16142. Owners hold 75% of homes, renters 25%. The vacancy rate is 8.8%. Around 35% of adults hold a bachelor's degree or higher. On demographic stress specifically, 16142 scores 27/100. Households earn a median $78,750 — near the roughly $78,000 national figure. Population is roughly 5,433 with a median age of 37. The poverty rate is 9.5%. A median home runs $226,300 here, or 2.7 times local income. Rent burden reaches 42% of tenant households.

Overall 16142 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 16142's 22/100 can be lined up against any neighbor in Mercer County, Pennsylvania or any ZIP coast to coast. Sparse data for 16142 shows as blanks, never estimates, and the score updates on every fresh public filing.

16142's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 16142 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.