ZIP 16105 Property Distress & Foreclosure Data

DLRadar grades ZIP 16105 (Lawrence County, Pennsylvania) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (38/100), institutional ownership (17/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (8/100) stay muted. On the structural side it scores 38/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100), climate & FEMA risk (67/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 25% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $67,256, below the U.S. median near $78,000. 8.7% of residents fall below the poverty threshold. The ZIP holds roughly 7,457 housing units. Home values center near $183,500, an affordability ratio of 2.6× — accessible. Educational attainment sits at 35% bachelor's-or-above. Owners hold 75% of homes, renters 25%. Around 45% of renters are cost-burdened. The vacancy rate is 8.4%. DLRadar's demographic-stress index for the area reads 27/100. 15,195 residents call 16105 home, typically aged 46.

Overall, 16105 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.