ZIP 16105 Foreclosure, Tax-Lien & Distress Report
Lawrence County, Pennsylvania · Affordable market
ZIP code 16105 in Lawrence County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 47/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (67/100).
The peak-phase market in 16105 posted values that rose 2.7% over the year, and 25% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $67,256 — below the roughly $78,000 national figure. Roughly 8.7% live below the poverty line. The ZIP holds roughly 7,457 housing units. The typical home is worth about $183,500 (2.6× income, relatively affordable). Around 35% of adults hold a bachelor's degree or higher. 75% of housing is owner-occupied. Rent burden reaches 45% of tenant households. Vacancy runs 8.4%. On demographic stress specifically, 16105 scores 27/100. Population is roughly 15,195 with a median age of 46.
Overall, 16105 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 16105 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16105 can be compared directly against any other ZIP in Lawrence County, Pennsylvania or nationwide. 16105 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 for 16105 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 16105 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 16105’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 16105 distress snapshot
The live 16105 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lawrence County
Related reports across Lawrence County, Pennsylvania
Additional distress intelligence spanning Lawrence County, Pennsylvania by ZIP, county and state.
Open the complete 16105 acquisition file
See who owns each distressed property in 16105, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology