ZIP 16116 Foreclosure, Tax-Lien & Distress Report

In Lawrence County, Pennsylvania, ZIP 16116 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (67/100)). Structural risk reads 47/100 against active distress of 2/100. Leading the profile are construction/permit lag (50/100), structural risk (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 39% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $69,046 — near the roughly $78,000 national figure. Rent burden reaches 47% of tenant households. About 2,783 people live here, median age 51. The demographic-stress sub-score lands at 24/100. Educational attainment sits at 14% bachelor's-or-above. The tenure split is 93% owner-occupied to 7% rented. The poverty rate is 5.2% — low. The vacancy rate is 5.9%. A median home runs $130,800 here, or 1.8 times local income. There are about 1,315 housing units across 16116.

On balance 16116 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 16116 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 16116 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 16116 stays directly comparable to neighboring ZIPs and the rest of Lawrence County, Pennsylvania. Nothing here is interpolated — where a source is thin for 16116, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 16116's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 16116 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.