ZIP 16157 Foreclosure, Tax-Lien & Distress Report

ZIP code 16157 in Lawrence County, Pennsylvania carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 47/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (68/100). Its heaviest discrete signals: construction/permit lag (49/100), structural risk (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.7% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $158,800 (2.7× income, relatively affordable). Households earn a median $56,582 — below the roughly $78,000 national figure. 2,759 residents call 16157 home, typically aged 52. Roughly 14.8% live below the poverty line. Owners hold 77% of homes, renters 23%. Vacancy runs 8.6%. There are about 1,379 housing units across 16157. The demographic-stress sub-score lands at 29/100. Around 41% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher.

Net-net, 16157 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 16157 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 16157 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 16157 stays directly comparable to neighboring ZIPs and the rest of Lawrence County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 16157 shows blanks, not estimates, wherever the record is sparse.

Each component behind 16157 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 16157 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.