ZIP 16120 Foreclosure, Tax-Lien & Distress Report

ZIP 16120's composite property-distress score is 21/100 - DLRadar classes that as low for Lawrence County, Pennsylvania. Structural risk reads 47/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (49/100), structural risk (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 36% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 8.8%. Around 38% of renters are cost-burdened. A median home runs $164,900 here, or 2.5 times local income. Educational attainment sits at 23% bachelor's-or-above. The tenure split is 83% owner-occupied to 17% rented. At $65,288, median income runs below typical U.S. levels. Population is roughly 2,185 with a median age of 47. 9.2% of residents fall below the poverty threshold. The ZIP holds roughly 983 housing units. The demographic-stress sub-score lands at 26/100.

Overall, 16120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 16120 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 16120 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 16120 shows blanks, not estimates, wherever the record is sparse.

16120's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 16120 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.