ZIP 16102 Foreclosure, Tax-Lien & Distress Report
Lawrence County, Pennsylvania · Affordable market
ZIP code 16102 in Lawrence County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The split runs 47/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (67/100). What sets it apart are the readings on construction/permit lag (50/100), structural risk (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).
The market reads peak — home values rose 2.7% year on year, and 28% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 4,933 with a median age of 45. Owners hold 78% of homes, renters 22%. On demographic stress specifically, 16102 scores 27/100. Roughly 11.9% live below the poverty line. Home values center near $104,900, an affordability ratio of 1.9× — accessible. Around 48% of renters are cost-burdened. There are about 2,313 housing units across 16102. Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 11.1%. At $52,480, median income runs below typical U.S. levels.
Net-net, 16102 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 16102 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 16102 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16102 can be compared directly against any other ZIP in Lawrence County, Pennsylvania or nationwide. 16102 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
16102's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16102 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 16102
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 16102 distress snapshot
The live 16102 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Open the complete 16102 acquisition file
The full 16102 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology