ZIP 16051 Property Distress & Foreclosure Data

DLRadar grades ZIP 16051 (Butler County, Pennsylvania) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (48/100), construction/permit lag (36/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (76/100). The latent-versus-live split is 48/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 28% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.2%. DLRadar's demographic-stress index for the area reads 18/100. 5.2% of residents fall below the poverty threshold. The ZIP holds roughly 1,395 housing units. 3,118 residents call 16051 home, typically aged 45. Educational attainment sits at 29% bachelor's-or-above. Median household income is $80,642, near the U.S. median near $78,000. Owners hold 93% of homes, renters 7%. Around 7% of renters are cost-burdened. Home values center near $215,600, an affordability ratio of 2.4× — accessible.

On balance, 16051 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.