ZIP 16023 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16023 (Butler County, Pennsylvania) at a low 24/100 for overall property distress. The latent-versus-live split is 55/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (81/100). The pressure is most legible in structural risk (55/100), construction/permit lag (54/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 38% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,130 residents call 16023 home, typically aged 54. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. 72% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. The typical home is worth about $255,600 (3.0× income, relatively affordable). About 26% have a four-year degree. The vacancy rate is 6.3%. Rent burden reaches 47% of tenant households. There are about 1,810 housing units across 16023. Households earn a median $83,704 — near the roughly $78,000 national figure.

Broadly, 16023 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 16023 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 16023 stays directly comparable to neighboring ZIPs and the rest of Butler County, Pennsylvania. Every figure is auditable to a public dataset and refreshed as records update; 16023 shows blanks, not estimates, wherever the record is sparse.

Each component behind 16023 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 16023 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.