ZIP 16035 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16035 (Butler County, Pennsylvania) at a low 24/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (81/100)). The latent-versus-live split is 54/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (49/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.7% year on year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $60,385, median income runs below typical U.S. levels. On demographic stress specifically, 16035 scores 27/100. 144 residents call 16035 home, typically aged 37. The vacancy rate is 16.4% — elevated. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 0% of tenant households. The typical home is worth about $114,700 (3.9× income, relatively affordable). There are about 85 housing units across 16035. The tenure split is 70% owner-occupied to 30% rented.

Net-net, 16035 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 16035 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 16035's 24/100 can be lined up against any neighbor in Butler County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 16035, the field stays empty rather than modeled, and fills in as new documents post.

16035's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 16035 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.