ZIP 16045 Property Distress & Foreclosure Data

ZIP code 16045 in Butler County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 51 and live distress 3 on the 0–100 scale. What sets it apart are the readings on structural risk (51/100), construction/permit lag (36/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (81/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $132,400, an affordability ratio of 1.7× — accessible. 20.2% of residents fall below the poverty threshold. 1,109 residents call 16045 home, typically aged 42. Median household income is $69,750, near the U.S. median near $78,000. Owners hold 60% of homes, renters 40%. There are about 639 housing units across 16045. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 23% bachelor's-or-above.

Taken together, 16045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.