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ZIP 16045 Foreclosure, Tax-Lien & Distress Report

Butler County, Pennsylvania · High Vacancy market

DLRadar grades ZIP 16045 (Butler County, Pennsylvania) at a low 24/100 for overall property distress. Structural risk reads 54/100 against active distress of 3/100. Its standout signals are structural risk (54/100), construction/permit lag (49/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (81/100).

The peak-phase market in 16045 posted values that rose 2.7% over the year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Home values center near $132,400, an affordability ratio of 1.7× — accessible. The poverty rate is 20.2% — high, a tax-stress and distress correlate. About 1,109 people live here, median age 42. At $69,750, median income runs near typical U.S. levels. The tenure split is 60% owner-occupied to 40% rented. The ZIP holds roughly 639 housing units. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 37% of tenant households. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 23% bachelor's-or-above.

Taken together, 16045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 16045 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 16045 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Butler County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 16045 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 16045 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 16045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
54/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 16045

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk81
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 16045 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 16045, the same set carried on every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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