ZIP 16059 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16059 (Butler County, Pennsylvania) at a low 24/100 for overall property distress. The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Structural exposure scores 55 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

The market reads peak — home values rose 2.7% year on year, and 2% lower over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $100,169 — above the roughly $78,000 national figure. Vacancy runs 10.4%. Home values center near $408,500, an affordability ratio of 3.6× — accessible. Around 46% of adults hold a bachelor's degree or higher. Around 80% of renters are cost-burdened. About 9,770 people live here, median age 46. The ZIP holds roughly 4,389 housing units. The demographic-stress sub-score lands at 32/100. 8.2% of residents fall below the poverty threshold. The tenure split is 91% owner-occupied to 9% rented.

Overall 16059 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 16059 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 16059 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 16059 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 16059's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 16059 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.