Butler County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Butler County, PA distress report, 2026: 37 ZIPs scored in Butler, PA, Butler, PA average 23/100; the top Butler, PA ZIP is 15044 at 25/100; Butler, PA market phase peak, Butler, PA prices +2.7% year over year.
- Butler, PA ranks #2,392 nationally (opportunity index); Butler, PA #46 in Pennsylvania; Butler, PA index 26.3.
- Butler, PA ninety-day mortgage delinquency 0.3% in December 2025; Butler, PA twelve-month change -0.1%.
- Butler, PA ZIP phases: 37 peak.
- Butler, PA residential listings tracked: 49 across 31 ZIPs; Butler, PA candidate listings 33.
- Butler, PA HUD assisted properties: 5 with 263 units.
- Butler, PA lenders on watch: 8; largest Butler, PA footprint Nextier Bank National Assn (13 branches).
- Butler, PA most distressed ZIP: 15044 at 25/100.
Butler, PA figures: DLRadar distress index; Butler, PA inputs: CFPB, FHFA, HUD, FDIC; Butler, PA rebuilt as sources refresh.
| Rank | Butler, PA ZIP | Score |
|---|---|---|
| 1 | 15044 | 25/100 |
| 2 | 15086 | 25/100 |
| 3 | 16001 | 24/100 |
| 4 | 16002 | 24/100 |
| 5 | 16020 | 24/100 |
| 6 | 16022 | 24/100 |
| 7 | 16023 | 24/100 |
| 8 | 16024 | 24/100 |
| 9 | 16025 | 24/100 |
| 10 | 16027 | 24/100 |
| 11 | 16029 | 24/100 |
| 12 | 16030 | 24/100 |
Most distressed Butler, PA ZIPs (0-100, 2026)
Mortgage delinquency in Butler, PA
0.3% of Butler, PA mortgages were ninety-plus days late (Butler, PA, December 2025); Butler, PA thirty-to-eighty-nine days late: 2.1%; Butler, PA twelve-month change -0.1%; Butler, PA peak since 2008: 3.0% (June 2012); Pennsylvania overall 1.0%. Butler, PA ninety-day series: Dec 24 0.4, Jan 25 0.4, Feb 25 0.3 (Butler, PA), Mar 25 0.2, Apr 25 0.3, May 25 0.3 (Butler, PA), Jun 25 0.2, Jul 25 0.3, Aug 25 0.3 (Butler, PA), Sep 25 0.3, Oct 25 0.3, Nov 25 0.3 (Butler, PA), Dec 25 0.3.
Opportunity index: Butler, PA
Butler, PA index 26.3, Butler, PA phase weak; Butler, PA primary driver bank institutional, Butler, PA second driver construction. Butler, PA components: property stress 12.2, foreclosure pressure 10.8, listing discounts 28.3, bank stress 58.0, insurance 0.0; Butler, PA pulse 29.1; Butler, PA capital opportunity 22.2.
ZIP market phases inside Butler, PA
37 Butler, PA ZIPs carry a price-cycle phase; Butler, PA ZIPs by phase (Butler, PA), deepest drawdown first: peak, +2.7% YoY (Butler, PA): 15044, 15086, 16001, 16002, Butler, PA 16020, 16022, 16023, 16024, Butler, PA 16025, 16027, 16029, 16030, Butler, PA 16033, 16034, 16035, 16037.
Residential listings by Butler, PA ZIP
Butler, PA ZIPs with the most tracked Butler, PA residential listings: 16001 23 listings, 21 candidates, bank pressure 63; 16002 4 listings, 2 candidates, bank pressure 63; 16037 3 listings, 1 candidates, bank pressure 61; 16023 2 listings, 0 candidates, bank pressure 63 (Butler, PA); 16029 2 listings, 2 candidates, bank pressure 63; 16038 2 listings, 0 candidates, bank pressure 65; 16041 2 listings, 0 candidates, bank pressure 63; 16050 2 listings, 0 candidates, bank pressure 63. Butler, PA totals: 49 listings; Butler, PA candidates 33; active ZIPs 16.
HUD assisted housing in Butler, PA
5 assisted properties with 263 units sit in Butler, PA; largest Butler, PA properties: Butler Arbors (Butler) 119 units, 119 assisted; Butler Family Housing (Butler) 52 units; Sprucewood Commons (Slippery Rock) 41 units, 39 assisted in Butler, PA; Commons Of Saxonburg (Saxonburg) 26 units, 26 assisted; Alameda Gardens (Butler) 25 units, 25 assisted.
Lenders with branches in Butler, PA
Butler, PA lenders by branch count: Nextier Bank National Assn (Butler, PA): stress 61, 13 branches low in Butler, PA; First Nb Of Pennsylvania (Butler, PA): stress 55, 7 branches low in Butler, PA; First Commonwealth Bank (Butler, PA): stress 54, 5 branches low in Butler, PA; Northwest Bank (Butler, PA): stress 58, 4 branches low in Butler, PA; West View Savings Bank (Butler, PA): stress 79, 2 branches low in Butler, PA; Dollar Bank Fsb (Butler, PA): stress 77, 2 branches low in Butler, PA; S&T Bank (Butler, PA): stress 48, 2 branches low in Butler, PA; Cfsbank (Butler, PA): stress 87, 1 branch low in Butler, PA.
Vacancy and permits, Butler, PA
6,558 of 87,382 Butler, PA housing units are vacant; Butler, PA permits, twelve months: 76 multifamily units in Butler, PA, 944 one-to-four unit units.
Work Butler, PA at the parcel level
Every Butler, PA parcel carries owner and address; every Butler, PA parcel carries APN; Butler, PA distress scores sit on the Butler, PA live board.
Butler, PA figures refresh with each source.
Butler, PA questions
Most distressed ZIP code in Butler County, PA?
ZIP 15044 leads Butler, PA at 25/100; next in Butler, PA: 15086 at 25/100; the Butler, PA average is 23/100.
Where does Butler County, PA rank for investment opportunity?
Butler, PA is #2,392 among all ranked counties, #46 in Pennsylvania; the Butler, PA driver is bank institutional; Butler, PA moved up 109 places.
How many mortgages are delinquent in Butler County, PA?
0.3% of Butler, PA mortgages were ninety-plus days late in December 2025; the Butler, PA peak since 2008 was 3.0%.
Which banks lend in Butler County, PA?
8 watched lenders hold Butler, PA branches; the largest Butler, PA footprints are Nextier Bank National Assn (13), First Nb Of Pennsylvania (7), First Commonwealth Bank (5).
More on Butler, PA
Butler County, PA distress report: public-record figures for Butler, PA; not legal advice for Butler, PA; not tax or investment advice; verify every Butler, PA record before acting.