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Butler County, PA: Home-Insurance Distress & Forced-Sale Pressure

Butler County, PA: 31/100 (moderate) home-insurance distress; Butler, PA band LOW; Butler, PA #1,582 of 3,222 counties; Butler, PA #17 of 67 in Pennsylvania; raw Butler, PA 36.1; Butler, PA coverage multiplier 0.85.

FEMA hazard, Butler, PA: 0/100; Butler, PA declarations, three years: none.

NFIP claims, Butler, PA, three years: 44; Butler, PA payouts $1,483,467; per Butler, PA claim $33,715; Butler, PA claim-stress 90/100.

Butler, PA monthly score: 31 in every month from March 2026 (Butler, PA) through October 2026.

Butler, PA components: NFIP claims 90; Butler, PA retreat index 31; Butler, PA climate multiplier 0.85.

Construction distress, Butler, PA: 54/100 as of August 2026 (Butler, PA: 56/100 one-to-four unit, 26/100 multifamily).

Butler, PA ZIPs, June 2026 (Butler, PA, 16 highest): score 0 (Butler, PA), climate 98 (Butler, PA): 15044; score 0 (Butler, PA), climate 94 (Butler, PA): 15086; score 0 (Butler, PA), climate 84 (Butler, PA): 16046; score 0 (Butler, PA), climate 82 (Butler, PA): 16059; score 0 (Butler, PA), climate 81 (Butler, PA): 16001, 16002, 16020, 16022, Butler, PA 16023, 16024, 16027, 16029, Butler, PA 16030, 16033, 16034, 16035.

DLRadar rescores Butler, PA monthly; Butler, PA readings join Butler, PA foreclosure, lien and ownership parcels (Butler, PA), so cost-squeezed Butler, PA owners surface before listing.

Inside Pennsylvania, Butler County ranks 17th of 67 counties for home-insurance distress at 31/100; Berks County (31/100) sits just above Butler County, and Lancaster County (30/100) sits just below Butler County.

Insurance distress
31/100
Butler, PA: LOW
National rank
#1582
Butler, PA: of 3,222 counties
FEMA hazard
0/100
Butler County hazard
NFIP claim stress
90/100
Butler, PA 3-year
Flood claims (3y)
44
Butler, PA
Claims paid (3y)
$1,483,467
Butler, PA payouts
Per claim
$33,715
Butler, PA
Construction distress
54/100
Butler, PA

Deterministic. Every Butler County, PA signal traces to a public Butler dataset (FEMA, NFIP, Census for Butler, PA) · how insurance distress works in Butler, PA · methodology

FAQ: Butler County, PA insurance distress

What is the Butler County, PA home-insurance-distress score?

Butler, PA: 31/100 (LOW), #1,582 of 3,222, #17 in Pennsylvania. FEMA hazard, Butler, PA: 0/100; NFIP stress, Butler, PA: 90/100; construction, Butler, PA: 54/100; Butler, PA rescores monthly.

Is Butler County insurance distress getting better or worse (PA)?

Butler, PA: 31 in March 2026; Butler, PA: 31 in October 2026 (unchanged); Butler, PA NFIP claims score 90.

How many flood-insurance claims has Butler County, PA had?

Butler, PA: 44 NFIP claims, three years; Butler, PA paid $1,483,467; per Butler, PA claim $33,715; carriers reprice Butler, PA against that record.

Which Butler County ZIP codes carry the most insurance distress (PA)?

Butler, PA, June 2026: 15044 at 0, 15086 at 0, 16046 at 0, 16059 at 0; Butler, PA climate scores there: 98, 94, 84, 82.

Why does Butler, PA insurance distress create sellers?

A Butler, PA premium outruns the Butler, PA budget; a carrier leaves Butler, PA; Butler, PA carrying cost passes plan; Butler, PA owners sell while current; Butler, PA insurance distress leads Butler, PA foreclosure data.

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