ZIP 16041 Foreclosure, Tax-Lien & Distress Report

Butler County, Pennsylvania's ZIP 16041 registers 22/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 52/100 structural and 3/100 already moving. What sets it apart are the readings on structural risk (52/100), construction/permit lag (51/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $146,800 (2.2× income, relatively affordable). Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. 1,865 residents call 16041 home, typically aged 48. Around 54% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. Around 14% of adults hold a bachelor's degree or higher. 10.3% of residents fall below the poverty threshold. There are about 896 housing units across 16041. At $68,750, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 30/100.

Taken together, 16041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 16041 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 16041 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 16041, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 16041 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 16041 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.