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ZIP 16055 Foreclosure, Tax-Lien & Distress Report

Butler County, Pennsylvania · Distress market

Composite property distress in 16055 (Butler County, Pennsylvania) lands at 23/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (54/100), construction/permit lag (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). The latent-versus-live split is 54/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (80/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 10% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $89,112, above the U.S. median near $78,000. 4.3% of residents fall below the poverty threshold. Rent burden reaches 14% of tenant households. The tenure split is 91% owner-occupied to 9% rented. There are about 3,677 housing units across 16055. The typical home is worth about $315,300 (3.3× income, relatively affordable). Educational attainment sits at 36% bachelor's-or-above. 8,856 residents call 16055 home, typically aged 51. The demographic-stress sub-score lands at 21/100. The vacancy rate is 3.2%.

Overall 16055 looks resilient on the surface, so the edge is isolating individual stressed parcels. 16055 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 16055's 23/100 can be lined up against any neighbor in Butler County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 16055 reflects the current record instead of a stale or modeled snapshot.

Each component behind 16055 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. In workflow terms, 16055 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
54/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 16055

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk80
16055 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 16055 Stress Report snapshot

The live 16055 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Butler County

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