ZIP 16055 Property Distress & Foreclosure Data

In Butler County, Pennsylvania, ZIP 16055 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. The latent-versus-live split is 50/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (80/100).

The market reads peak — home values rose 4.7% year on year, and 10% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Households earn a median $89,112 — above the roughly $78,000 national figure. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Around 14% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 3,677 housing units. A median home runs $315,300 here, or 3.3 times local income. About 36% have a four-year degree. About 8,856 people live here, median age 51. On demographic stress specifically, 16055 scores 21/100. The vacancy rate is 3.2%.

Overall 16055 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.