ZIP 16001 Foreclosure, Tax-Lien & Distress Report

Butler County, Pennsylvania's ZIP 16001 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (81/100). Its standout signals are structural risk (54/100), construction/permit lag (49/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structurally it carries 54/100, against 3/100 of stress already in motion.

The peak-phase market in 16001 posted values that rose 2.7% over the year, and 18% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 8.8%. Around 28% of adults hold a bachelor's degree or higher. Households earn a median $61,325 — below the roughly $78,000 national figure. About 39,733 people live here, median age 45. Roughly 12.2% live below the poverty line. The typical home is worth about $199,100 (3.1× income, relatively affordable). The ZIP holds roughly 19,675 housing units. On demographic stress specifically, 16001 scores 29/100. Rent burden reaches 35% of tenant households.

Net-net, 16001 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 16001 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 16001 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 16001 stays directly comparable to neighboring ZIPs and the rest of Butler County, Pennsylvania. Where the public record is thin for 16001, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 16001 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 16001 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.