ZIP 16020 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 16020 in Butler County, Pennsylvania comes in at 24, a low composite-distress reading. Leading the profile are structural risk (54/100), construction/permit lag (49/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (81/100). Structural risk reads 54/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $85,625, near the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. The ZIP holds roughly 488 housing units. The demographic-stress sub-score lands at 23/100. Around 17% of adults hold a bachelor's degree or higher. 93% of housing is owner-occupied. About 1,179 people live here, median age 44. The vacancy rate is 9.4%. Around 24% of renters are cost-burdened. Home values center near $207,000, an affordability ratio of 2.4× — accessible.

Overall 16020 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 16020's 24/100 can be lined up against any neighbor in Butler County, Pennsylvania or any ZIP coast to coast. Sparse data for 16020 shows as blanks, never estimates, and the score updates on every fresh public filing.

16020's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 16020 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.