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ZIP 16046 Foreclosure, Tax-Lien & Distress Report

Butler County, Pennsylvania · Distress market

Scored purely from public records, 16046 (Butler County, Pennsylvania) returns a low composite of 24/100. Its standout signals are structural risk (55/100), construction/permit lag (49/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (84/100). Structurally it carries 55/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 28% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,532 housing units. 3.3% of residents fall below the poverty threshold. The vacancy rate is 4.1%. Educational attainment sits at 68% bachelor's-or-above. Households earn a median $143,987 — above the roughly $78,000 national figure. Owners hold 83% of homes, renters 17%. 19,577 residents call 16046 home, typically aged 41. On demographic stress specifically, 16046 scores 22/100. Rent burden reaches 35% of tenant households. The typical home is worth about $481,300 (3.3× income, relatively affordable).

Broadly, 16046 is a steadier market — the deals are the exceptions, not the rule. While 16046 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 16046 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Butler County, Pennsylvania and the nation. Sparse data for 16046 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 for 16046 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 16046 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
55/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 16046

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk84
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

16046 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The complete 16046 distress and acquisition report

Open 16046 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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