ZIP 16046 Property Distress & Foreclosure Data

In Butler County, Pennsylvania, ZIP 16046 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (56/100), construction/permit lag (55/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (84/100). On the structural side it scores 56/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.7% year on year, and 28% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 7,532 housing units. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.1%. About 68% have a four-year degree. Households earn a median $143,987 — above the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. About 19,577 people live here, median age 41. On demographic stress specifically, 16046 scores 22/100. Around 35% of renters are cost-burdened. A median home runs $481,300 here, or 3.3 times local income.

Net-net, 16046 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.