ZIP 16066 Foreclosure, Tax-Lien & Distress Report

ZIP 16066's composite property-distress score is 24/100 - DLRadar classes that as low for Butler County, Pennsylvania. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (81/100). Structurally it carries 54/100, against 3/100 of stress already in motion. What sets it apart are the readings on structural risk (54/100), construction/permit lag (49/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.7% year on year, and 21% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $125,390, above the U.S. median near $78,000. Rent burden reaches 24% of tenant households. On demographic stress specifically, 16066 scores 21/100. About 65% have a four-year degree. 4.1% of residents fall below the poverty threshold. Vacancy runs 4.2%. A median home runs $420,000 here, or 3.2 times local income. About 33,543 people live here, median age 41. There are about 14,833 housing units across 16066. 76% of housing is owner-occupied.

On balance, 16066 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 16066 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 16066 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16066 can be compared directly against any other ZIP in Butler County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 16066 shows blanks, not estimates, wherever the record is sparse.

Behind 16066's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 16066 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.