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ZIP 16101 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Pennsylvania · Affordable market

In Lawrence County, Pennsylvania, ZIP 16101 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. On the structural side it scores 47/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (67/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 23% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

At $50,481, median income runs below typical U.S. levels. 17.0% of residents fall below the poverty threshold. The tenure split is 69% owner-occupied to 31% rented. Vacancy runs 10.7%. Rent burden reaches 36% of tenant households. About 30,960 people live here, median age 44. Educational attainment sits at 18% bachelor's-or-above. On demographic stress specifically, 16101 scores 28/100. There are about 14,698 housing units across 16101. Home values center near $110,600, an affordability ratio of 2.2× — accessible.

Net-net, 16101 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 16101 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16101 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16101 can be compared directly against any other ZIP in Lawrence County, Pennsylvania or nationwide. 16101 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 16101 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 16101 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
47/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 16101

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk67
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 16101 by the numbers

The live 16101 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Related reports across Lawrence County, Pennsylvania

Further distress data across Lawrence County, Pennsylvania at ZIP, county and state level.

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Every distressed parcel in 16101 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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