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ZIP 16112 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Pennsylvania · Affordable market

Lawrence County, Pennsylvania's ZIP 16112 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), climate & FEMA risk (67/100). Structurally it carries 46/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The peak-phase market in 16112 posted values that rose 2.7% over the year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 6.5%. There are about 613 housing units across 16112. At $79,821, median income runs near typical U.S. levels. About 16% have a four-year degree. The poverty rate is 8.4%. The demographic-stress sub-score lands at 26/100. 86% of housing is owner-occupied. The typical home is worth about $154,500 (1.8× income, relatively affordable). Rent burden reaches 52% of tenant households. Population is roughly 1,431 with a median age of 36.

On balance, 16112 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 16112 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 16112 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Lawrence County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 16112 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 16112 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16112 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
46/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 16112

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk67
9 further distress layers are graded for 16112

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

16112 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Lawrence County

Nearest ZIP codes to 16112

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Keep going: ZIP, county and state distress coverage for Lawrence County, Pennsylvania.

The complete 16112 distress and acquisition report

See who owns each distressed property in 16112, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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