ZIP 44514 Foreclosure, Tax-Lien & Distress Report

In Mahoning County, Ohio, ZIP 44514 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 48/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)). What sets it apart are the readings on structural risk (48/100), construction/permit lag (42/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 26% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 85% of homes, renters 15%. The vacancy rate is 5.3%. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. Around 37% of adults hold a bachelor's degree or higher. Population is roughly 23,632 with a median age of 46. Around 52% of renters are cost-burdened. The typical home is worth about $205,500 (2.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. There are about 10,509 housing units across 44514. At $80,000, median income runs near typical U.S. levels.

Overall 44514 looks resilient on the surface, so the edge is isolating individual stressed parcels. 44514 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 44514 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44514 can be compared directly against any other ZIP in Mahoning County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 44514 shows blanks, not estimates, wherever the record is sparse.

The 21/100 for 44514 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44514 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.