ZIP 44401 Foreclosure, Tax-Lien & Distress Report

In Mahoning County, Ohio, ZIP 44401 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). Structural exposure scores 48 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (48/100), construction/permit lag (42/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 44401 posted values that rose 3.8% over the year, and 9% higher over three years (phase confidence 39/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $67,094, below the U.S. median near $78,000. 87% of housing is owner-occupied. 2,565 residents call 44401 home, typically aged 44. Around 7% of renters are cost-burdened. The ZIP holds roughly 1,032 housing units. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $237,300, an affordability ratio of 3.4× — accessible. 12.9% of residents fall below the poverty threshold. The vacancy rate is 5.9%.

On balance 44401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 44401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 44401 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44401 can be compared directly against any other ZIP in Mahoning County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 44401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

44401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 44401 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.