ZIP 44412 Foreclosure, Tax-Lien & Distress Report

Portage County, Ohio's ZIP 44412 registers 20/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (50/100), structural risk (46/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (60/100). Structurally it carries 46/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 3.3% year on year, and 40% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 27/100. 5.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,168 housing units. Rent burden reaches 52% of tenant households. Vacancy runs 4.3%. About 19% have a four-year degree. Households earn a median $102,083 — above the roughly $78,000 national figure. Home values center near $282,300, an affordability ratio of 2.5× — accessible. Population is roughly 3,073 with a median age of 46. 91% of housing is owner-occupied.

Broadly, 44412 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 44412 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 44412 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44412 can be compared directly against any other ZIP in Portage County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 44412, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 44412 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 44412 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.