ZIP 16148 Foreclosure, Tax-Lien & Distress Report

ZIP code 16148 in Mercer County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 49/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (55/100), structural risk (49/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (61/100)).

The market reads peak — home values rose 4.2% year on year, and 25% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 16,563 people live here, median age 49. The typical home is worth about $197,900 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 25/100. There are about 8,259 housing units across 16148. Rent burden reaches 35% of tenant households. Vacancy runs 4.7%. About 35% have a four-year degree. Median household income is $72,680, near the U.S. median near $78,000. Owners hold 74% of homes, renters 26%. Roughly 9.9% live below the poverty line.

On balance 16148 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 16148 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 16148 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16148 can be compared directly against any other ZIP in Mercer County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 16148 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 16148 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16148 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.