ZIP 16148 Foreclosure, Tax-Lien & Distress Report
Mercer County, Pennsylvania · Affordable market
ZIP code 16148 in Mercer County, Pennsylvania carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 51/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (63/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (64/100)).
The market reads peak — home values rose 4.2% year on year, and 25% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 16,563 people live here, median age 49. The typical home is worth about $197,900 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 25/100. There are about 8,259 housing units across 16148. Rent burden reaches 35% of tenant households. Vacancy runs 4.7%. About 35% have a four-year degree. Median household income is $72,680, near the U.S. median near $78,000. Owners hold 74% of homes, renters 26%. Roughly 9.9% live below the poverty line.
On balance 16148 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 16148 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 16148 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16148 can be compared directly against any other ZIP in Mercer County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 16148 shows blanks, not estimates, wherever the record is sparse.
The 23/100 figure for 16148 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16148 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 16148’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 16148 distress snapshot
16148 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Mercer County ZIPs near 16148
Keep exploring Pennsylvania distress
Additional distress intelligence spanning Mercer County, Pennsylvania by ZIP, county and state.
The complete 16148 distress and acquisition report
The full 16148 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology