ZIP 16146 Foreclosure, Tax-Lien & Distress Report
Mercer County, Pennsylvania · High Vacancy market
ZIP 16146's composite property-distress score is 22/100 - DLRadar classes that as low for Mercer County, Pennsylvania. Structural exposure scores 49 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (55/100), structural risk (49/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (61/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 28% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $78,800, an affordability ratio of 1.8× — accessible. Owners hold 52% of homes, renters 48%. About 13,033 people live here, median age 43. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $44,736 — below the roughly $78,000 national figure. Around 42% of renters are cost-burdened. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19% have a four-year degree. There are about 7,000 housing units across 16146. DLRadar's demographic-stress index for the area reads 30/100.
Taken together, 16146 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 16146 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 16146 stays directly comparable to neighboring ZIPs and the rest of Mercer County, Pennsylvania. Nothing here is interpolated — where a source is thin for 16146, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
16146's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 16146 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 16146
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
16146 at a glance
The live 16146 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Mercer County ZIPs near 16146
Nearest ZIP codes to 16146
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mercer County, Pennsylvania
Keep going: ZIP, county and state distress coverage for Mercer County, Pennsylvania.
The complete 16146 distress and acquisition report
Pull every distressed parcel in 16146 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology