ZIP 16146 Property Distress & Foreclosure Data

DLRadar grades ZIP 16146 (Mercer County, Pennsylvania) at a low 18/100 for overall property distress. Structural risk reads 40/100 against active distress of 2/100. Property-level stress concentrates in structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (64/100)).

The expansion-phase market in 16146 posted values that rose 5.5% over the year, and 28% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $78,800 (1.8× income, relatively affordable). 52% of housing is owner-occupied. Population is roughly 13,033 with a median age of 43. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. At $44,736, median income runs below typical U.S. levels. Rent burden reaches 42% of tenant households. The poverty rate is 21.3% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. There are about 7,000 housing units across 16146. The demographic-stress sub-score lands at 30/100.

On the whole, 16146 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.