ZIP 16316 Foreclosure, Tax-Lien & Distress Report

ZIP 16316's composite property-distress score is 18/100 - DLRadar classes that as low for Crawford County, Pennsylvania. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). The latent-versus-live split is 39/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Owners hold 78% of homes, renters 22%. Vacancy runs 36.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 31% of tenant households. Around 25% of adults hold a bachelor's degree or higher. Households earn a median $64,906 — below the roughly $78,000 national figure. The typical home is worth about $165,400 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 28/100. 4,688 residents call 16316 home, typically aged 50. 10.0% of residents fall below the poverty threshold. There are about 3,464 housing units across 16316.

Taken together, 16316 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 16316 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16316 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16316 can be compared directly against any other ZIP in Crawford County, Pennsylvania or nationwide. Where the public record is thin for 16316, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 figure for 16316 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16316 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.