ZIP 44003 Property Distress & Foreclosure Data

ZIP code 44003 in Ashtabula County, Ohio carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (47/100), structural risk (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. The latent-versus-live split is 44/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (61/100).

The market reads expansion — home values rose 5.9% year on year, and 20% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 3,151 housing units. DLRadar's demographic-stress index for the area reads 30/100. 21.8% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. The vacancy rate is 48.9% — elevated. Educational attainment sits at 5% bachelor's-or-above. Around 13% of renters are cost-burdened. About 4,379 people live here, median age 34. Median household income is $53,690, below the U.S. median near $78,000. Home values center near $155,200, an affordability ratio of 2.2× — accessible.

Net-net, 44003 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.