ZIP 44003 Foreclosure, Tax-Lien & Distress Report

In Ashtabula County, Ohio, ZIP 44003 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Latent structural risk is 46/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (61/100).

The peak-phase market in 44003 posted values that rose 3.8% over the year, and 20% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,151 housing units. On demographic stress specifically, 44003 scores 30/100. Roughly 21.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 81% of housing is owner-occupied. Vacancy runs 48.9%, above the national norm and a classic distress-and-opportunity signal. About 5% have a four-year degree. Around 13% of renters are cost-burdened. About 4,379 people live here, median age 34. Median household income is $53,690, below the U.S. median near $78,000. The typical home is worth about $155,200 (2.2× income, relatively affordable).

On the whole, 44003 leans distressed, with opportunity clustered in specific stressed parcels. While 44003 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 44003 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 44003, the field stays empty rather than modeled, and fills in as new documents post.

44003's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 44003 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.