ZIP 44093 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44093 (Ashtabula County, Ohio) at a low 20/100 for overall property distress. The latent-versus-live split is 46/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (61/100). Its standout signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 27% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,180 residents call 44093 home, typically aged 33. The ZIP holds roughly 754 housing units. Home values center near $209,300, an affordability ratio of 2.6× — accessible. Educational attainment sits at 15% bachelor's-or-above. Owners hold 80% of homes, renters 20%. Around 77% of renters are cost-burdened. Median household income is $76,607, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 29.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.5%.

On the whole, 44093 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 44093 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 44093 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 44093 stays directly comparable to neighboring ZIPs and the rest of Ashtabula County, Ohio. The score is rebuilt from public data as it updates, so 44093 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 44093 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 44093 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.