ZIP 44076 Foreclosure, Tax-Lien & Distress Report

Ashtabula County, Ohio's ZIP 44076 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100), climate & FEMA risk (64/100). Latent structural risk is 46/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (54/100), structural risk (46/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

The peak-phase market in 44076 posted values that rose 3.8% over the year, and 10% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $162,800, an affordability ratio of 3.0× — accessible. 16.2% of residents fall below the poverty threshold. The vacancy rate is 10.8%. Around 34% of renters are cost-burdened. The ZIP holds roughly 2,012 housing units. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $53,512, below the U.S. median near $78,000. The tenure split is 73% owner-occupied to 27% rented. Educational attainment sits at 10% bachelor's-or-above. Population is roughly 4,878 with a median age of 39.

Overall, 44076 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 44076 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 44076's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 44076 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 figure for 44076 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 44076 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.