ZIP 44084 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 44084 (Ashtabula County, Ohio) lands at 20/100 — low on DLRadar's public-record scoring. Latent structural risk is 46/100 while live distress already moving reads 3/100. What sets it apart are the readings on construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (61/100)).

The market reads peak — home values rose 3.8% year on year, and 25% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $209,700, an affordability ratio of 2.9× — accessible. Roughly 12.3% live below the poverty line. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. At $72,390, median income runs near typical U.S. levels. About 3,965 people live here, median age 42. Educational attainment sits at 22% bachelor's-or-above. 87% of housing is owner-occupied. The ZIP holds roughly 1,826 housing units. Rent burden reaches 59% of tenant households. On demographic stress specifically, 44084 scores 32/100.

On the whole, 44084 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 44084 at the moment; the composite and its components are still built from verifiable public records.

The 44084 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 44084 stays directly comparable to neighboring ZIPs and the rest of Ashtabula County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 44084 shows blanks, not estimates, wherever the record is sparse.

44084's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 44084 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.