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ZIP 44047 Foreclosure, Tax-Lien & Distress Report

Ashtabula County, Ohio · Affordable market

ZIP 44047's composite property-distress score is 20/100 - DLRadar classes that as low for Ashtabula County, Ohio. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (61/100). On the structural side it scores 46/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted.

The peak-phase market in 44047 posted values that rose 3.8% over the year, and 19% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $59,720, below the U.S. median near $78,000. There are about 3,828 housing units across 44047. The vacancy rate is 7.3%. About 18% have a four-year degree. The demographic-stress sub-score lands at 30/100. Home values center near $198,400, an affordability ratio of 3.1× — accessible. Rent burden reaches 41% of tenant households. Population is roughly 8,379 with a median age of 51. The poverty rate is 13.2%. The tenure split is 76% owner-occupied to 24% rented.

On balance 44047 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 44047 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 44047 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 44047, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 for 44047 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44047 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
46/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 44047

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk61
9 further distress layers are graded for 44047

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

44047 at a glance

44047 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Unlock parcel-level detail for ZIP 44047

The full 44047 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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