ZIP 44068 Foreclosure, Tax-Lien & Distress Report

ZIP code 44068 in Ashtabula County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (61/100). Its standout signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. Structurally it carries 46/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 3.8% year on year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $56,875, below the U.S. median near $78,000. On demographic stress specifically, 44068 scores 43/100. There are about 103 housing units across 44068. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. 15.9% of residents fall below the poverty threshold. About 6% have a four-year degree. Population is roughly 132 with a median age of 78. The tenure split is 55% owner-occupied to 45% rented. Home values center near $177,500, an affordability ratio of 3.1× — accessible.

On the whole, 44068 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 44068 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 44068 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44068 can be compared directly against any other ZIP in Ashtabula County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 44068, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 44068 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 44068 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.