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ZIP 44085 Foreclosure, Tax-Lien & Distress Report

Ashtabula County, Ohio · Affordable market

Ashtabula County, Ohio's ZIP 44085 registers 20/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (61/100)). Structural exposure scores 46 and live distress 3 on the 0–100 scale.

The peak-phase market in 44085 posted values that rose 3.8% over the year, and 46% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 7.3%. Rent burden reaches 29% of tenant households. 3,400 residents call 44085 home, typically aged 40. Educational attainment sits at 17% bachelor's-or-above. Roughly 10.8% live below the poverty line. On demographic stress specifically, 44085 scores 25/100. Households earn a median $65,750 — below the roughly $78,000 national figure. A median home runs $159,100 here, or 2.5 times local income. The ZIP holds roughly 1,359 housing units. Owners hold 87% of homes, renters 13%.

Overall, 44085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 44085 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 44085's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 44085, the field stays empty rather than modeled, and fills in as new documents post.

44085's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 44085 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
46/100
Structural risk
3/100
Distress activity

What is driving ZIP 44085’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk61
Another 9 scored dimensions sit behind 44085

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 44085 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 44085, the same set carried on every parcel.

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Neighbouring ZIPs in Ashtabula County

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Additional distress intelligence spanning Ashtabula County, Ohio by ZIP, county and state.

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