ZIP 44099 Foreclosure, Tax-Lien & Distress Report

Ashtabula County, Ohio's ZIP 44099 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), climate & FEMA risk (61/100). Its heaviest discrete signals: construction/permit lag (54/100), structural risk (45/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. The split runs 45/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,361 with a median age of 20. Owners hold 94% of homes, renters 6%. The typical home is worth about $210,000 (2.1× income, relatively affordable). Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 10.9%. 10.2% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 565 housing units. Median household income is $91,094, above the U.S. median near $78,000.

Overall 44099 looks resilient on the surface, so the edge is isolating individual stressed parcels. 44099 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 44099's 19/100 can be lined up against any neighbor in Ashtabula County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 44099 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 44099 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 44099 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.