ZIP 44099 Property Distress & Foreclosure Data

ZIP code 44099 in Ashtabula County, Ohio carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100), climate & FEMA risk (61/100). What sets it apart are the readings on construction/permit lag (51/100), structural risk (44/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Structural exposure scores 44 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.9% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,361 people live here, median age 20. Owners hold 94% of homes, renters 6%. Home values center near $210,000, an affordability ratio of 2.1× — accessible. Educational attainment sits at 29% bachelor's-or-above. Vacancy runs 10.9%. 10.2% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 20/100. There are about 565 housing units across 44099. Median household income is $91,094, above the U.S. median near $78,000.

Overall 44099 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.