ZIP 44046 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44046 in Geauga County, Ohio comes in at 15, a low composite-distress reading. The split runs 34/100 structural to 1/100 active on the ground. Its standout signals are construction/permit lag (51/100), structural risk (34/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (60/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 2% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,670 with a median age of 44. Home values center near $222,200, an affordability ratio of 2.8× — accessible. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 549 housing units. The vacancy rate is 3.2%. Educational attainment sits at 14% bachelor's-or-above. Median household income is $73,372, near the U.S. median near $78,000. Roughly 7.6% live below the poverty line. The demographic-stress sub-score lands at 29/100. Around 55% of renters are cost-burdened.

Overall, 44046 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 44046 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 44046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 44046 shows blanks, not estimates, wherever the record is sparse.

Each component behind 44046 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For a buyer, 44046 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.