ZIP 44023 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44023 (Geauga County, Ohio) at a low 15/100 for overall property distress. The pressure is most legible in construction/permit lag (51/100), structural risk (34/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (60/100). Structurally it carries 34/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 22% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $130,452, median income runs above typical U.S. levels. The poverty rate is 3.5% — low. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 24/100. A median home runs $439,300 here, or 3.2 times local income. About 57% have a four-year degree. Population is roughly 18,905 with a median age of 47. The vacancy rate is 5.5%. The ZIP holds roughly 7,632 housing units. Owners hold 87% of homes, renters 13%.

Broadly, 44023 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 44023 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 44023 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44023 can be compared directly against any other ZIP in Geauga County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 44023 shows blanks, not estimates, wherever the record is sparse.

Behind 44023's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 44023 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.