ZIP 44021 Property Distress & Foreclosure Data

ZIP code 44021 in Geauga County, Ohio carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (39/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). The latent-versus-live split is 39/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.9% year on year, and 10% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $79,359, near the U.S. median near $78,000. The ZIP holds roughly 2,257 housing units. Around 33% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 8.2%. Educational attainment sits at 23% bachelor's-or-above. Home values center near $242,900, an affordability ratio of 2.9× — accessible. Owners hold 81% of homes, renters 19%. 6.8% of residents fall below the poverty threshold. About 5,739 people live here, median age 43.

Overall 44021 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.