ZIP 44021 Foreclosure, Tax-Lien & Distress Report

ZIP code 44021 in Geauga County, Ohio carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (51/100), structural risk (34/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). Latent structural risk is 34/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 10% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $79,359 — near the roughly $78,000 national figure. There are about 2,257 housing units across 44021. Rent burden reaches 33% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 8.2%. Educational attainment sits at 23% bachelor's-or-above. A median home runs $242,900 here, or 2.9 times local income. 81% of housing is owner-occupied. 6.8% of residents fall below the poverty threshold. Population is roughly 5,739 with a median age of 43.

On balance, 44021 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 44021 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 44021's 15/100 can be lined up against any neighbor in Geauga County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 44021 reflects the current record instead of a stale or modeled snapshot.

44021's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 44021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.