ZIP 44065 Foreclosure, Tax-Lien & Distress Report

ZIP 44065's composite property-distress score is 16/100 - DLRadar classes that as low for Geauga County, Ohio. Its heaviest discrete signals: construction/permit lag (53/100), structural risk (35/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Structurally it carries 35/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (60/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 29% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 44065 scores 32/100. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,847 housing units. About 3,987 people live here, median age 50. Households earn a median $87,557 — above the roughly $78,000 national figure. Around 32% of adults hold a bachelor's degree or higher. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 94% owner-occupied to 6% rented. Around 82% of renters are cost-burdened. The typical home is worth about $285,800 (3.2× income, relatively affordable).

On balance, 44065 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 44065 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Geauga County, Ohio and the nation. Nothing here is interpolated — where a source is thin for 44065, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 44065's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 44065 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.