ZIP 44060 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44060 in Lake County, Ohio comes in at 23, a low composite-distress reading. The split runs 53/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (78/100). The pressure is most legible in construction/permit lag (57/100), structural risk (53/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 17% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 60,257 people live here, median age 46. Home values center near $245,300, an affordability ratio of 2.6× — accessible. There are about 27,581 housing units across 44060. Around 30% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. Around 35% of adults hold a bachelor's degree or higher. Vacancy runs 4.6%. 5.5% of residents fall below the poverty threshold. Median household income is $85,881, near the U.S. median near $78,000. On demographic stress specifically, 44060 scores 23/100.

On balance, 44060 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 44060 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 44060 stays directly comparable to neighboring ZIPs and the rest of Lake County, Ohio. The score is rebuilt from public data as it updates, so 44060 reflects the current record instead of a stale or modeled snapshot.

Behind 44060's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 44060 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.