ZIP 44077 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 44077 (Lake County, Ohio) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 54/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (57/100), structural risk (54/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 27% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 57,947 people live here, median age 42. Vacancy runs 5.6%. 73% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. Home values center near $221,200, an affordability ratio of 2.7× — accessible. 12.4% of residents fall below the poverty threshold. The ZIP holds roughly 24,704 housing units. Median household income is $80,692, near the U.S. median near $78,000. The demographic-stress sub-score lands at 27/100. Rent burden reaches 41% of tenant households.

Overall 44077 looks resilient on the surface, so the edge is isolating individual stressed parcels. 44077 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 44077 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 44077 stays directly comparable to neighboring ZIPs and the rest of Lake County, Ohio. Where the public record is thin for 44077, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 44077 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44077 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.