ZIP 44045 Property Distress & Foreclosure Data

In Lake County, Ohio, ZIP 44045 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (79/100). On the structural side it scores 56/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (67/100), structural risk (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.9% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

8.1% of residents fall below the poverty threshold. Around 22% of renters are cost-burdened. Median household income is $76,905, near the U.S. median near $78,000. Home values center near $162,500, an affordability ratio of 1.9× — accessible. Owners hold 87% of homes, renters 13%. The ZIP holds roughly 291 housing units. DLRadar's demographic-stress index for the area reads 21/100. The vacancy rate is 6.6%. Educational attainment sits at 21% bachelor's-or-above. About 564 people live here, median age 52.

Net-net, 44045 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.