ZIP 44045 Foreclosure, Tax-Lien & Distress Report
Lake County, Ohio · Affordable market
ZIP 44045's composite property-distress score is 24/100 - DLRadar classes that as low for Lake County, Ohio. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (79/100)). Latent structural risk is 54/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (57/100), structural risk (54/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
The market reads peak — home values rose 3.8% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 8.1%. Around 22% of renters are cost-burdened. At $76,905, median income runs near typical U.S. levels. A median home runs $162,500 here, or 1.9 times local income. The tenure split is 87% owner-occupied to 13% rented. There are about 291 housing units across 44045. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 6.6%. About 21% have a four-year degree. Population is roughly 564 with a median age of 52.
On balance 44045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 44045 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 44045 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Lake County, Ohio and the nation. Sparse data for 44045 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 44045 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 44045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 44045 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
44045 at a glance
Current distress, phase, housing and lender-pressure figures for 44045, drawn from the same report attached to each property.
Other Lake County ZIP codes
Related reports across Lake County, Ohio
Related ZIP, county and statewide reads linked to Lake County, Ohio.
Get the full acquisition report for 44045
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Built from public records, scored the same way everywhere · methodology