Stark County, OH: Home-Insurance Distress & Forced-Sale Pressure

Stark County, Ohio carries a moderate home-insurance-distress reading of 26/100 — ranked #1699 nationally, in the lower-risk band nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.

The federal flood record here -- 3 claims at roughly $39,087 each -- is the loss experience premiums are built on.

Hazard exposure of 0/100 alongside 77/100 in flood-claim stress is the combination that turns Stark County owners into insurance-motivated sellers.

DLRadar re-scores Stark County every month against the latest FEMA, NFIP and carrier data, so 26/100 tracks the live market — not a snapshot frozen at some earlier point.

What 26/100 means on the ground in Stark County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.

Taken with the county's foreclosure and lien record, 26/100 tells you whether Stark County owners face a coverage problem or a solvency problem — the two need different outreach.

Behind the score sit a FEMA hazard score of 0/100; NFIP flood-claim stress of 77/100 over three years, each a factor insurers weigh when they raise rates or exit a market.

With construction distress at 34/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.

DLRadar rebuilds insurance distress nationwide each month and wires Stark County score into the parcel-level foreclosure and ownership graph. So you can reach the owners whose trigger is carrying cost — before they list.