Fairfield County, OH: Home-Insurance Distress & Forced-Sale Pressure
Fairfield County, OH: 26/100 (moderate) home-insurance distress; Fairfield, OH band LOW; Fairfield, OH #1,863 of 3,222 counties; Fairfield, OH #23 of 88 in Ohio; raw Fairfield, OH 30.5; Fairfield, OH coverage multiplier 0.85.
FEMA hazard, Fairfield, OH: 0/100; Fairfield, OH declarations, three years: none.
NFIP claims, Fairfield, OH, three years: 19; Fairfield, OH payouts $166,328; per Fairfield, OH claim $8,754; Fairfield, OH claim-stress 76/100.
Fairfield, OH monthly score: 26 in every month from March 2026 (Fairfield, OH) through October 2026.
Fairfield, OH components: NFIP claims 76; Fairfield, OH retreat index 26; Fairfield, OH climate multiplier 0.85.
Construction distress, Fairfield, OH: 98/100 as of August 2026 (Fairfield, OH: 68/100 one-to-four unit, 99/100 multifamily).
Fairfield, OH ZIPs, June 2026 (Fairfield, OH, 16 highest): score 0 (Fairfield, OH), climate 89 (Fairfield, OH): 43068; score 0 (Fairfield, OH), climate 84 (Fairfield, OH): 43110; score 0 (Fairfield, OH), climate 81 (Fairfield, OH): 43062; score 0 (Fairfield, OH), climate 76 (Fairfield, OH): 43046, 43105, 43112, 43130, Fairfield, OH 43136, 43147, 43157; score 0 (Fairfield, OH), climate 75 (Fairfield, OH): 43102; score 0 (Fairfield, OH), climate 71 (Fairfield, OH): 43107, 43148; score 0 (Fairfield, OH), climate 69 (Fairfield, OH): 43154; score 0 (Fairfield, OH), climate 65 (Fairfield, OH): 43155; score 0 (Fairfield, OH), climate 55 (Fairfield, OH): 43150.
DLRadar rescores Fairfield, OH monthly; Fairfield, OH readings join Fairfield, OH foreclosure, lien and ownership parcels (Fairfield, OH), so cost-squeezed Fairfield, OH owners surface before listing.
Inside Ohio, Fairfield County ranks 23rd of 88 counties for home-insurance distress at 26/100; Greene County (26/100) sits just above Fairfield County, and Seneca County (26/100) sits just below Fairfield County.
Deterministic. Every Fairfield County, OH signal traces to a public Fairfield dataset (FEMA, NFIP, Census for Fairfield, OH) · how insurance distress works in Fairfield, OH · methodology
FAQ: Fairfield County, OH insurance distress
What is the Fairfield County, OH home-insurance-distress score?
Fairfield, OH: 26/100 (LOW), #1,863 of 3,222, #23 in Ohio. FEMA hazard, Fairfield, OH: 0/100; NFIP stress, Fairfield, OH: 76/100; construction, Fairfield, OH: 98/100; Fairfield, OH rescores monthly.
Is Fairfield County insurance distress getting better or worse (OH)?
Fairfield, OH: 26 in March 2026; Fairfield, OH: 26 in October 2026 (unchanged); Fairfield, OH NFIP claims score 76.
How many flood-insurance claims has Fairfield County, OH had?
Fairfield, OH: 19 NFIP claims, three years; Fairfield, OH paid $166,328; per Fairfield, OH claim $8,754; carriers reprice Fairfield, OH against that record.
Which Fairfield County ZIP codes carry the most insurance distress (OH)?
Fairfield, OH, June 2026: 43068 at 0, 43110 at 0, 43062 at 0, 43046 at 0; Fairfield, OH climate scores there: 89, 84, 81, 76.
Why does Fairfield, OH insurance distress create sellers?
A Fairfield, OH premium outruns the Fairfield, OH budget; a carrier leaves Fairfield, OH; Fairfield, OH carrying cost passes plan; Fairfield, OH owners sell while current; Fairfield, OH insurance distress leads Fairfield, OH foreclosure data.