Franklin County, OH: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, OH: 64/100 (elevated) home-insurance distress; Franklin, OH band MEDIUM; Franklin, OH #805 of 3,222 counties; Franklin, OH #3 of 88 in Ohio.
FEMA hazard, Franklin, OH: 52/100; Franklin, OH declarations, three years: 2; Franklin, OH perils: 2 flood; hazard-weighted, Franklin, OH: 4.0.
Declared incidents on the Franklin, OH record: 2026 Flood 2 (Franklin, OH).
NFIP claims, Franklin, OH, three years: 74; Franklin, OH payouts $541,093; per Franklin, OH claim $7,312; Franklin, OH claim-stress 82/100.
Franklin, OH monthly score rose, 24 (March 2026) to 64 (October 2026); Franklin, OH by month: March 24, April 24, May 24, June 24 (Franklin, OH), July 24, August 24, September 24, October 64.
Franklin, OH components: climate 52, NFIP claims 82; Franklin, OH retreat index 64.
Construction distress, Franklin, OH: 61/100 as of August 2026 (Franklin, OH: 39/100 one-to-four unit, 66/100 multifamily).
Franklin, OH ZIPs, June 2026 (Franklin, OH, 16 highest): score 0 (Franklin, OH), climate 98 (Franklin, OH): 43002, 43004, 43081, 43085, Franklin, OH 43109, 43123, 43126, 43201, Franklin, OH 43202, 43203, 43204, 43205, Franklin, OH 43206, 43207, 43209, 43210.
DLRadar rescores Franklin, OH monthly; Franklin, OH readings join Franklin, OH foreclosure, lien and ownership parcels (Franklin, OH), so cost-squeezed Franklin, OH owners surface before listing.
Inside Ohio, Franklin County ranks 3rd of 88 counties for home-insurance distress at 64/100; Clermont County (66/100) sits just above Franklin County, and Muskingum County (63/100) sits just below Franklin County.
Deterministic. Every Franklin County, OH signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, OH) · how insurance distress works in Franklin, OH · methodology
FAQ: Franklin County, OH insurance distress
What is the Franklin County, OH home-insurance-distress score?
Franklin, OH: 64/100 (MEDIUM), #805 of 3,222, #3 in Ohio. FEMA hazard, Franklin, OH: 52/100; NFIP stress, Franklin, OH: 82/100; construction, Franklin, OH: 61/100; Franklin, OH rescores monthly.
Is Franklin County insurance distress getting better or worse (OH)?
Franklin, OH: 24 in March 2026; Franklin, OH: 64 in October 2026 (worse); Franklin, OH climate component 52; Franklin, OH NFIP claims score 82.
How many flood-insurance claims has Franklin County, OH had?
Franklin, OH: 74 NFIP claims, three years; Franklin, OH paid $541,093; per Franklin, OH claim $7,312; carriers reprice Franklin, OH against that record.
Which Franklin County ZIP codes carry the most insurance distress (OH)?
Franklin, OH, June 2026: 43002 at 0, 43004 at 0, 43081 at 0, 43085 at 0; Franklin, OH climate scores there: 98, 98, 98, 98.
Why does Franklin, OH insurance distress create sellers?
A Franklin, OH premium outruns the Franklin, OH budget; a carrier leaves Franklin, OH; Franklin, OH carrying cost passes plan; Franklin, OH owners sell while current; Franklin, OH insurance distress leads Franklin, OH foreclosure data.