Guernsey County, OH: Home-Insurance Distress & Forced-Sale Pressure
Guernsey County, OH: 24/100 (low) home-insurance distress; Guernsey, OH band LOW; Guernsey, OH #1,992 of 3,222 counties; Guernsey, OH #37 of 88 in Ohio; raw Guernsey, OH 28.0; Guernsey, OH coverage multiplier 0.85.
FEMA hazard, Guernsey, OH: 0/100; Guernsey, OH declarations, three years: none.
NFIP claims, Guernsey, OH, three years: 4; Guernsey, OH payouts $63,669; per Guernsey, OH claim $15,917; Guernsey, OH claim-stress 70/100.
Guernsey, OH monthly score fell, 25 (March 2026) to 24 (October 2026); Guernsey, OH by month: March 25, April 25, May 24, June 24 (Guernsey, OH), July 24, August 24, September 24, October 24.
Guernsey, OH components: NFIP claims 70; Guernsey, OH retreat index 24; Guernsey, OH climate multiplier 0.85.
Construction distress, Guernsey, OH: 45/100 as of August 2026 (Guernsey, OH: 44/100 one-to-four unit, 4/100 multifamily).
Guernsey, OH ZIPs, June 2026 (Guernsey, OH, 16 highest): score 0 (Guernsey, OH), climate 64 (Guernsey, OH): 43837; score 0 (Guernsey, OH), climate 62 (Guernsey, OH): 43762; score 0 (Guernsey, OH), climate 61 (Guernsey, OH): 43983; score 0 (Guernsey, OH), climate 56 (Guernsey, OH): 43832; score 0 (Guernsey, OH), climate 36 (Guernsey, OH): 43749; score 0 (Guernsey, OH), climate 35 (Guernsey, OH): 43722, 43723, 43725, 43732, Guernsey, OH 43733, 43736, 43750, 43755, Guernsey, OH 43768; score 0 (Guernsey, OH), climate 34 (Guernsey, OH): 43778; score 0 (Guernsey, OH), climate 26 (Guernsey, OH): 43773.
DLRadar rescores Guernsey, OH monthly; Guernsey, OH readings join Guernsey, OH foreclosure, lien and ownership parcels (Guernsey, OH), so cost-squeezed Guernsey, OH owners surface before listing.
Inside Ohio, Guernsey County ranks 37th of 88 counties for home-insurance distress at 24/100; Sandusky County (24/100) sits just above Guernsey County, and Mahoning County (24/100) sits just below Guernsey County.
Deterministic. Every Guernsey County, OH signal traces to a public Guernsey dataset (FEMA, NFIP, Census for Guernsey, OH) · how insurance distress works in Guernsey, OH · methodology
FAQ: Guernsey County, OH insurance distress
What is the Guernsey County, OH home-insurance-distress score?
Guernsey, OH: 24/100 (LOW), #1,992 of 3,222, #37 in Ohio. FEMA hazard, Guernsey, OH: 0/100; NFIP stress, Guernsey, OH: 70/100; construction, Guernsey, OH: 45/100; Guernsey, OH rescores monthly.
Is Guernsey County insurance distress getting better or worse (OH)?
Guernsey, OH: 25 in March 2026; Guernsey, OH: 24 in October 2026 (better); Guernsey, OH NFIP claims score 70.
How many flood-insurance claims has Guernsey County, OH had?
Guernsey, OH: 4 NFIP claims, three years; Guernsey, OH paid $63,669; per Guernsey, OH claim $15,917; carriers reprice Guernsey, OH against that record.
Which Guernsey County ZIP codes carry the most insurance distress (OH)?
Guernsey, OH, June 2026: 43837 at 0, 43762 at 0, 43983 at 0, 43832 at 0; Guernsey, OH climate scores there: 64, 62, 61, 56.
Why does Guernsey, OH insurance distress create sellers?
A Guernsey, OH premium outruns the Guernsey, OH budget; a carrier leaves Guernsey, OH; Guernsey, OH carrying cost passes plan; Guernsey, OH owners sell while current; Guernsey, OH insurance distress leads Guernsey, OH foreclosure data.