Hancock County, OH: Home-Insurance Distress & Forced-Sale Pressure
Hancock County, OH: 25/100 (moderate) home-insurance distress; Hancock, OH band LOW; Hancock, OH #1,953 of 3,222 counties; Hancock, OH #30 of 88 in Ohio; raw Hancock, OH 29.1; Hancock, OH coverage multiplier 0.85.
FEMA hazard, Hancock, OH: 0/100; Hancock, OH declarations, three years: 2; Hancock, OH five-year count 3 (severity 4.5); Hancock, OH ten-year 3.
Declared incidents on the Hancock, OH record: 2024 Tornado 2 (Hancock, OH).
NFIP claims, Hancock, OH, three years: 6; Hancock, OH payouts $93,482; per Hancock, OH claim $15,580; Hancock, OH claim-stress 73/100.
Hancock, OH monthly score fell, 26 (March 2026) to 25 (October 2026); Hancock, OH by month: March 26, April 26, May 25, June 25 (Hancock, OH), July 25, August 25, September 25, October 25.
Hancock, OH components: NFIP claims 73; Hancock, OH retreat index 25; Hancock, OH climate multiplier 0.85.
Construction distress, Hancock, OH: 1/100 as of August 2026 (Hancock, OH: 47/100 one-to-four unit, 0/100 multifamily).
Hancock, OH ZIPs, June 2026 (Hancock, OH, 16 highest): score 0 (Hancock, OH), climate 72 (Hancock, OH): 44817, 45872; score 0 (Hancock, OH), climate 68 (Hancock, OH): 45817; score 0 (Hancock, OH), climate 64 (Hancock, OH): 44804, 45814, 45816, 45840, Hancock, OH 45841, 45858, 45881, 45889, Hancock, OH 45890, 45897; score 0 (Hancock, OH), climate 63 (Hancock, OH): 45868; score 0 (Hancock, OH), climate 62 (Hancock, OH): 45867; score 0 (Hancock, OH), climate 58 (Hancock, OH): 44830.
DLRadar rescores Hancock, OH monthly; Hancock, OH readings join Hancock, OH foreclosure, lien and ownership parcels (Hancock, OH), so cost-squeezed Hancock, OH owners surface before listing.
Inside Ohio, Hancock County ranks 30th of 88 counties for home-insurance distress at 25/100; Scioto County (25/100) sits just above Hancock County, and Wood County (25/100) sits just below Hancock County.
Deterministic. Every Hancock County, OH signal traces to a public Hancock dataset (FEMA, NFIP, Census for Hancock, OH) · how insurance distress works in Hancock, OH · methodology
FAQ: Hancock County, OH insurance distress
What is the Hancock County, OH home-insurance-distress score?
Hancock, OH: 25/100 (LOW), #1,953 of 3,222, #30 in Ohio. FEMA hazard, Hancock, OH: 0/100; NFIP stress, Hancock, OH: 73/100; construction, Hancock, OH: 1/100; Hancock, OH rescores monthly.
Is Hancock County insurance distress getting better or worse (OH)?
Hancock, OH: 26 in March 2026; Hancock, OH: 25 in October 2026 (better); Hancock, OH NFIP claims score 73.
How many flood-insurance claims has Hancock County, OH had?
Hancock, OH: 6 NFIP claims, three years; Hancock, OH paid $93,482; per Hancock, OH claim $15,580; carriers reprice Hancock, OH against that record.
Which Hancock County ZIP codes carry the most insurance distress (OH)?
Hancock, OH, June 2026: 44817 at 0, 45872 at 0, 45817 at 0, 44804 at 0; Hancock, OH climate scores there: 72, 72, 68, 64.
Why does Hancock, OH insurance distress create sellers?
A Hancock, OH premium outruns the Hancock, OH budget; a carrier leaves Hancock, OH; Hancock, OH carrying cost passes plan; Hancock, OH owners sell while current; Hancock, OH insurance distress leads Hancock, OH foreclosure data.