Lawrence County, OH: Home-Insurance Distress & Forced-Sale Pressure
Lawrence County, OH: 25/100 (moderate) home-insurance distress; Lawrence, OH band LOW; Lawrence, OH #1,961 of 3,222 counties; Lawrence, OH #33 of 88 in Ohio; raw Lawrence, OH 28.9; Lawrence, OH coverage multiplier 0.85.
FEMA hazard, Lawrence, OH: 0/100; Lawrence, OH declarations, three years: none.
NFIP claims, Lawrence, OH, three years: 3; Lawrence, OH payouts $80,555; per Lawrence, OH claim $26,852; Lawrence, OH claim-stress 72/100.
Lawrence, OH monthly score: 25 in every month from March 2026 (Lawrence, OH) through October 2026.
Lawrence, OH components: NFIP claims 72; Lawrence, OH retreat index 25; Lawrence, OH climate multiplier 0.85.
Construction distress, Lawrence, OH: 37/100 as of August 2026 (Lawrence, OH: 1/100 one-to-four unit, 100/100 multifamily).
Lawrence, OH ZIPs, June 2026 (Lawrence, OH, 14 highest): score 0 (Lawrence, OH), climate 71 (Lawrence, OH): 45619, 45638, 45645, 45659, Lawrence, OH 45669, 45680, 45696; score 0 (Lawrence, OH), climate 70 (Lawrence, OH): 45629, 45688; score 0 (Lawrence, OH), climate 69 (Lawrence, OH): 45682; score 0 (Lawrence, OH), climate 66 (Lawrence, OH): 45678; score 0 (Lawrence, OH), climate 47 (Lawrence, OH): 45623; score 0 (Lawrence, OH), climate 45 (Lawrence, OH): 45658; score 0 (Lawrence, OH), climate 38 (Lawrence, OH): 45656.
DLRadar rescores Lawrence, OH monthly; Lawrence, OH readings join Lawrence, OH foreclosure, lien and ownership parcels (Lawrence, OH), so cost-squeezed Lawrence, OH owners surface before listing.
Inside Ohio, Lawrence County ranks 33rd of 88 counties for home-insurance distress at 25/100; Ashtabula County (25/100) sits just above Lawrence County, and Hocking County (24/100) sits just below Lawrence County.
Deterministic. Every Lawrence County, OH signal traces to a public Lawrence dataset (FEMA, NFIP, Census for Lawrence, OH) · how insurance distress works in Lawrence, OH · methodology
FAQ: Lawrence County, OH insurance distress
What is the Lawrence County, OH home-insurance-distress score?
Lawrence, OH: 25/100 (LOW), #1,961 of 3,222, #33 in Ohio. FEMA hazard, Lawrence, OH: 0/100; NFIP stress, Lawrence, OH: 72/100; construction, Lawrence, OH: 37/100; Lawrence, OH rescores monthly.
Is Lawrence County insurance distress getting better or worse (OH)?
Lawrence, OH: 25 in March 2026; Lawrence, OH: 25 in October 2026 (unchanged); Lawrence, OH NFIP claims score 72.
How many flood-insurance claims has Lawrence County, OH had?
Lawrence, OH: 3 NFIP claims, three years; Lawrence, OH paid $80,555; per Lawrence, OH claim $26,852; carriers reprice Lawrence, OH against that record.
Which Lawrence County ZIP codes carry the most insurance distress (OH)?
Lawrence, OH, June 2026: 45619 at 0, 45638 at 0, 45645 at 0, 45659 at 0; Lawrence, OH climate scores there: 71, 71, 71, 71.
Why does Lawrence, OH insurance distress create sellers?
A Lawrence, OH premium outruns the Lawrence, OH budget; a carrier leaves Lawrence, OH; Lawrence, OH carrying cost passes plan; Lawrence, OH owners sell while current; Lawrence, OH insurance distress leads Lawrence, OH foreclosure data.