Wayne County, OH: Home-Insurance Distress & Forced-Sale Pressure
Wayne County, OH: 29/100 (moderate) home-insurance distress; Wayne, OH band LOW; Wayne, OH #1,645 of 3,222 counties; Wayne, OH #10 of 88 in Ohio; raw Wayne, OH 33.6; Wayne, OH coverage multiplier 0.85.
FEMA hazard, Wayne, OH: 0/100; Wayne, OH declarations, three years: none.
NFIP claims, Wayne, OH, three years: 3; Wayne, OH payouts $555,021; per Wayne, OH claim $185,007; Wayne, OH claim-stress 84/100.
Wayne, OH monthly score rose, 27 (March 2026) to 29 (October 2026); Wayne, OH by month: March 27, April 27, May 29, June 29 (Wayne, OH), July 29, August 29, September 29, October 29.
Wayne, OH components: NFIP claims 84; Wayne, OH retreat index 29; Wayne, OH climate multiplier 0.85.
Construction distress, Wayne, OH: 46/100 as of August 2026 (Wayne, OH: 50/100 one-to-four unit, 2/100 multifamily).
Wayne, OH ZIPs, June 2026 (Wayne, OH, 16 highest): score 0 (Wayne, OH), climate 91 (Wayne, OH): 44216; score 0 (Wayne, OH), climate 90 (Wayne, OH): 44203; score 0 (Wayne, OH), climate 88 (Wayne, OH): 44614; score 0 (Wayne, OH), climate 86 (Wayne, OH): 44662; score 0 (Wayne, OH), climate 81 (Wayne, OH): 44666; score 0 (Wayne, OH), climate 73 (Wayne, OH): 44273; score 0 (Wayne, OH), climate 66 (Wayne, OH): 44214, 44270, 44618; score 0 (Wayne, OH), climate 65 (Wayne, OH): 44217, 44230, 44645; score 0 (Wayne, OH), climate 64 (Wayne, OH): 44276, 44606, 44659, 44667.
DLRadar rescores Wayne, OH monthly; Wayne, OH readings join Wayne, OH foreclosure, lien and ownership parcels (Wayne, OH), so cost-squeezed Wayne, OH owners surface before listing.
Inside Ohio, Wayne County ranks 10th of 88 counties for home-insurance distress at 29/100; Cuyahoga County (30/100) sits just above Wayne County, and Washington County (28/100) sits just below Wayne County.
Deterministic. Every Wayne County, OH signal traces to a public Wayne dataset (FEMA, NFIP, Census for Wayne, OH) · how insurance distress works in Wayne, OH · methodology
FAQ: Wayne County, OH insurance distress
What is the Wayne County, OH home-insurance-distress score?
Wayne, OH: 29/100 (LOW), #1,645 of 3,222, #10 in Ohio. FEMA hazard, Wayne, OH: 0/100; NFIP stress, Wayne, OH: 84/100; construction, Wayne, OH: 46/100; Wayne, OH rescores monthly.
Is Wayne County insurance distress getting better or worse (OH)?
Wayne, OH: 27 in March 2026; Wayne, OH: 29 in October 2026 (worse); Wayne, OH NFIP claims score 84.
How many flood-insurance claims has Wayne County, OH had?
Wayne, OH: 3 NFIP claims, three years; Wayne, OH paid $555,021; per Wayne, OH claim $185,007; carriers reprice Wayne, OH against that record.
Which Wayne County ZIP codes carry the most insurance distress (OH)?
Wayne, OH, June 2026: 44216 at 0, 44203 at 0, 44614 at 0, 44662 at 0; Wayne, OH climate scores there: 91, 90, 88, 86.
Why does Wayne, OH insurance distress create sellers?
A Wayne, OH premium outruns the Wayne, OH budget; a carrier leaves Wayne, OH; Wayne, OH carrying cost passes plan; Wayne, OH owners sell while current; Wayne, OH insurance distress leads Wayne, OH foreclosure data.