Defiance County, OH: Foreclosures, Tax Liens & Distressed Properties

Defiance County, Ohio is mapped parcel-to-ZIP by DLRadar's public-record distress engine. On bank and credit headwind, Defiance County scores 48/100. The county's ZIP scores run from 6 up to 15/100. The county spans 16 scored ZIP codes, averaging 11/100 composite distress.

Currently peak, Defiance County saw prices rise 3.9% year over year, at 28/100 phase confidence. This late in the run, the average masks the outliers as the ZIP scores below show.

Near the cycle top at +3.9% YoY (28/100 confidence), selectivity rules so the headline market won't hand it over. A mid-cycle 48/100 lender reading points to mixed owner- and bank-driven distress.

Distress concentrates in ZIP 43506 (15/100), ZIP 45831 (14/100), ZIP 43517 (13/100), ZIP 43527 (12/100), ZIP 43545 (12/100), ZIP 43548 (12/100) — drill into any for the parcel-level read. Also scored across the county: 43519, 43520, 43530, 43536, 43549, 43556, 43512, 43526, 45813, 45821.

Demographically, the ZIPs DLRadar tracks across Defiance County come in at a 7.6% poverty rate, median home values around $155,343 (below the national figure), a median household income near $70,039 (near the US norm), a median age of 40.7, 7.7% of units sitting vacant, an owner-occupied share of 87%. These fundamentals set up which owners come under strain and how quickly stock clears.

Defiance County, Ohio's 11/100 average over 16 ZIPs says Defiance County rewards parcel-by-parcel work and not a county-wide play. A DLRadar subscription opens every Defiance County parcel: owner and contact detail, APN, per-parcel scoring with lender exposure and resale velocity.

No county is too small to score: Defiance County, Ohio runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Defiance County's numbers mean exactly what they mean anywhere else in Ohio.

The way to work Defiance County, Ohio is top-down — start with the highest-scoring ZIPs (up to 15/100 here), then drill to the parcels driving those numbers, rather than blanketing Defiance County with undifferentiated outreach. All Defiance County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Defiance County leads with 43506 (15/100), 45831 (14/100), 43517 (13/100), 43527 (12/100), 43545 (12/100), 43548 (12/100). DLRadar also scores 43519, 43520, 43530, 43536, 43549, 43556, 43512, 43526 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Defiance County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.